Mortgage Services
Moving Home
Thinking of stepping up the property ladder? Whether it’s upgrading to a larger space or finding your forever home, we’re here to help make the process easier. With expert advice and tailored guidance, we’ll assist you in finding the right mortgage so you can move into your dream home with confidence and peace of mind.
First Time Buyer
Buying your first home is a huge milestone, but we know it can feel overwhelming. Our team is dedicated to supporting you throughout the journey, from navigating the paperwork to securing the best mortgage for your budget and needs. We’re here every step of the way—no question is too small or silly when it comes to making your first home purchase smooth and stress-free.
Re-Mortgages
Already have a mortgage but unsure if it’s still the best deal for you? It’s always a good idea to review your mortgage regularly to ensure you’re getting the most competitive terms and the right fit for your current circumstances. We’re here to offer expert advice on whether switching or staying with your lender is the right choice for you.
Buy To Let Mortgages
Looking to invest in property, or already a landlord? Whether you’re new to buy-to-let or expanding your portfolio, we offer tailored mortgage advice for both residential and commercial properties. Our team is dedicated to helping you make the right financial decisions to maximize the potential of your investment.
Equity Release & Over 55’s Lending
Equity Release and over 55’s lending has become a popular financial solution for UK homeowners aged 55 and above, enabling them to unlock the wealth tied up in their property to meet various financial needs and goals.
What is a lifetime mortgage? The most common form of equity release is a ‘Lifetime Mortgage,’ which involves taking out a loan secured against your property, with a fixed interest rate for the duration of the loan. The funds can be accessed either as an initial tax-free lump sum or through regular instalments. Borrowers can choose to repay the loan through monthly instalments, similar to a traditional mortgage, or opt for the loan and its accumulated interest to be rolled up, with the loan being settled upon the sale of the property, typically when the borrower passes away or enters long-term care.
For individuals who are property-rich but cash-poor, equity release provides a viable means of accessing the funds they need when other lending options may not be available.
Protection Services
We understand that discussing insurance isn’t always the easiest subject, but it’s one of the most important. We offer a wide variety of protection plans from trusted providers to ensure you’re covered for life’s unexpected events. Let us help you find the right policies to match your needs.
Life Cover
A policy that provides a lump sum payment if the insured person passes away during the policy term.
Private Medical Insurance
Gives you access to private healthcare, covering the cost of treatment so you can get the care you need, quickly.
Family Income Benefit
Provides a lump sum or regular income to your loved ones if something happens to you during the policy period.
Income Protection
This policy ensures that you continue to receive an income if you’re unable to work due to sickness or injury.
Critical Illness Cover
Pays out a sum of money if you’re diagnosed with a serious illness helping you to focus on your recovery.
Building & Contents Insurance
Protect your home and belongings with insurance that covers both the structure of your property and your possessions.